Comments on: Top 10 Excuses for Not Starting a Personal Budget https://www.moneypeach.com/top-10-excuses-for-not-starting-a-personal-budget/ Clear A Path To Financial Freedom. Mon, 29 Jul 2019 22:57:55 +0000 hourly 1 https://wordpress.org/?v=6.4.5 By: Chris Peach https://www.moneypeach.com/top-10-excuses-for-not-starting-a-personal-budget/#comment-729 Fri, 03 Nov 2017 17:42:41 +0000 https://www.moneypeach.com/?p=2143#comment-729 In reply to mark.

A lot of people use apps to help them manage your finances. You just have to find what works best for you. 🙂

]]> By: mark https://www.moneypeach.com/top-10-excuses-for-not-starting-a-personal-budget/#comment-728 Thu, 02 Nov 2017 01:46:23 +0000 https://www.moneypeach.com/?p=2143#comment-728 is there any value in using some of these smart phone apps the help you manage you personal finances like Bill karma or money clarity?

]]> By: Peach https://www.moneypeach.com/top-10-excuses-for-not-starting-a-personal-budget/#comment-727 Mon, 15 Feb 2016 17:19:28 +0000 https://www.moneypeach.com/?p=2143#comment-727 In reply to Sally Ferguson.

Thanks Sally! It was a reminder I wish I would have received years ago, but it’s always better to start NOW then never.

]]> By: Sally Ferguson https://www.moneypeach.com/top-10-excuses-for-not-starting-a-personal-budget/#comment-726 Sat, 13 Feb 2016 16:09:24 +0000 https://www.moneypeach.com/?p=2143#comment-726 Good reminder that “It’s rarely an income problem.” Mindset affects how we spend, and an attitude that says “I deserve it all” will sabotage the future.

]]> By: Peach https://www.moneypeach.com/top-10-excuses-for-not-starting-a-personal-budget/#comment-725 Sun, 24 Jan 2016 04:54:13 +0000 https://www.moneypeach.com/?p=2143#comment-725 In reply to Emily @ evolvingPF.

Emily, to add to your comment – I think a lot of people cringe when the hear the word budget. How about this: Call it a “Cash Flow Plan”. Ahhhh yes, much better 🙂

]]> By: Cat@BudgetBlonde https://www.moneypeach.com/top-10-excuses-for-not-starting-a-personal-budget/#comment-724 Thu, 21 Jan 2016 17:27:09 +0000 https://www.moneypeach.com/?p=2143#comment-724 Yes! There are so many excuses for why people don’t budget, but the truth is that budgeting actually makes it easier to spend money on things you want because you know exactly how much money you have left for those fun purchases every month.

]]> By: Emily @ evolvingPF https://www.moneypeach.com/top-10-excuses-for-not-starting-a-personal-budget/#comment-723 Wed, 20 Jan 2016 18:33:59 +0000 https://www.moneypeach.com/?p=2143#comment-723 Great post! I hear many of these excuses frequently. It’s really surprising to me that people so wildly overestimate the ‘costs’ of budgeting (a little time and effort? emphasis on little) while underestimating the benefits. I think the reason-behind-the-reason that I detect the most in the population I work with (grad students) is that budgeting for a low income is depressing (and futile). BUT I think the outcome of not budgeting is even more depressing! The act of budgeting itself gives you power and a sense of control over your life.

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